Four Stages Of Binary Options Learning

The process of learning binary trading is quite challenging and can occupy your attention for multiple days. If you wish to be a successful trader in binary options, then you have no other alternative rather than taking this learning phase seriously. You should ensure to not get carried away by using convenient paths and must avoid shortcuts in all circumstances. In fact, you will have to stay committed throughout as it will require you to stay indulged for months. The amount of hard work and concentration you put in this learning, the more successful you will be in the time to come. Remember that the learning process would certainly be thought-provoking but the results will be guaranteed.

There are going to be several obstacles in your way when you would be moving step by step closer to binary options trading. It is your willpower and dedication that will decide your fate in the market.

Phases of binary options learning

So, let us go through the four main stages that all the potential traders go through while understanding how the market of binary options functions.

  • Understanding the trade: For obvious reasons, this is the first step taken by the traders to understand what the market is all about and how it functions. Well, this is basically a group of different financial assets and the results in this particular trading are either a yes or a no. It means that you either win or you lose money. It involves the prediction for a commodity whether its value would increase or decrease once it has expired.
  • Essential analysis: Fundamental analysis is the next stage all the learners have to go through. In this, the traders keep an eye on the market to find out the current trends and pick the best asset to trade for. So no matter what you select to trade- be it currencies or stocks- make sure you understand all the policies related to them and stay updated regarding their performances in the market.
  • Technical evaluation: The next important task to get in your control is the technical analysis of the trade. Here, you are required to check the charts of the assets that you are planning to trade and understand how their prices fluctuate. These charts help you immensely in judging how the trade will benefit you in future, provided you understand the previous trends properly. Therefore, make sure that you learn how to recognize the signals properly before starting the trading process.
  • Get started: This is the final stage where you put together all the knowledge that you have gathered to start your investments and trading. Just remember all the procedures and points you have learned in all the stages and continue your research on the market so that you are sure of making the right move at the right time.

The main thing that all the beginners should keep in mind is that it is not a one day process to understand the complete functioning of binary trading. You need to stay patient and wait for the perfect time to invest your finances in the market to yield anticipated results.

Here is how you can raise financial capital for your business startup

The first step is the hardest. When an entrepreneur decides to set up his shop, the first and the most basic step is to raise the financial capital.

What is financial capital?

In the simplest of terms, financial capital is the initial amount of money that the business so set up will have at its disposal to spend on the various processes that it intends to run within it. It is the first flush of cash into the company and is instrumental in determining what is on the priority of the company.

Nay, raising capital for a startup isn’t so easy:

It is obvious that raising the first capital for a company which has either no shape or form yet is the most daunting and difficult part. It involves a lot of convincing and coaxing skills that will help the entrepreneur appreciate the fact that it is not so easy after all to convince the others that your idea is so brilliant!

However, daunting and how much ever determination it takes, it is a step well worth it.

Before you begin to determine what is the right way to raise capital for your business you must create a business plan to show to your prospective investors.

What exactly is a business plan?

It is a blueprint of the business that you propose to set up. it is documented that talks briefly about

  1. The nature of the business that you propose to begin
  2. The objective of setting it up
  3. The mission statement if there is any of your business
  4. Your short term and long term business goals
  5. The costs and expenses that you intend to bear
  6. The number of staff that you intend to hire, etc.

Here is a list of ways that you can raise the capital finance of your business

  • Friends, family, and acquaintances:

You can borrow money from your immediate circle and try to give them an added advantage by giving them interest on their investment or some other option.

  • Angel investors

Any rich entrepreneur who is interested in helping a potential good startup.

  • Private investors

These are investors who are looking out to fund promising business ideas if you can convince them that you are going to make it with a little help from their pockets.

  • Loans from financial institutions like banks

Banks and other financial money lenders can lend you money but you have to pay back to them in time and with interest rates that they dictate.

  • Customers

Taking cash form future customers upfront is also a good idea to start. This is risky but cannot be ruled out as an option.

  • Investor bankers:

Experts believe that these should be on the last call. They are people who will buy shares from your company and sell to individual customers to raise capital on your behalf. This means that you can start expecting to hold only a fragmented piece of ownership when you adopt this means of raising capital.


Do you know when to sell your mutual funds?


Sometimes things do not pan out as planned and as a result, you might have to part with your investments. Unlike your fixed deposits, a majority of mutual funds do not have a lock-in period. As a result, you can choose to sell these funds whenever you want; the primary reasons for selling are:

  • To meet an investment goal
  • The asset performs poorly
  • Change in the fund manager.

To meet an investment goal

If you have invested in mutual funds for your children’s college education, as the time nears it is necessary to make changes to your portfolio and move your equity funds into the more stable debt funds. You can do this gradually over 2-3 years; this will reduce the risk of loss and protect your investment. Alternatively, you can sell only a portion of the equity funds and retain the rest for higher returns.

With regards to debt funds, you can withdraw at will and all at once, unlike equity funds which must be moved gradually.

 A poor performing asset

Some funds do not perform as predicted; if your funds consistently dip when compared with the benchmark it is best to let them go. You can decide the fate of these funds by keeping a watch on their rating; if it drops and continues to remain at that spot for a few months then it is not worth holding on to. But don’t let a single month of poor performance cloud your decision.

Fund manager changed

Do not underestimate the role of the fund manager in your investments. Each fund manager has a unique style of investing. You chose a fund manager based on their track record and their investment philosophy. When a replacement manager takes over, the style of functioning usually changes; each individual has a specific philosophy when it comes to investments and strategies. This transformation may not be in tune with your expectations from your funds. It is best to sell your funds at such times. of course, the reverse is also possible where the new fund manager might outperform his predecessor. Hence, you must ideally wait before parting with your funds in a hurry.

Parting words

While it is true that you invest in mutual funds with a long-term financial goal in mind, it is not necessary that you stick to your funds forever and never sell them. It is important that you keep a watch on how your funds are performing and if the need arises let them go; there are always better alternatives coming up all the time.


Risk aversion and the consequence of it in the corporate world

Corporate can also chicken out:

Scholarly articles across the internet talk about big gigantic corporate getting out of a situation which they could have stuck to and it could have well nigh been their call to success. A lot of opportunities that are lost out to the corporate to make it big are those that are fraught with risks.

The threat is real of course, but the point I am trying to draw home is that while one cannot in any circumstance eliminate risk per se from the scene, what can be done however is risks can be identified even before they come close and the risk can be assessed and strategies could be drawn up so that they are not so intimidating the way they look like.

Sometimes, risk aversion is also regarded as an aversion to change:

Megan McArdle in his brilliant essay on “Why Companies Fail” in the Atlantic on the General Motors speaks vehemently on the subject as to how big organizations like the GM itself become dysfunctional over a short period of time due to a corporate culture which is staunchly resistant to changes in it. The aversion to change with the times is what can cause difficulty in changing the course of the organization even if the knowledge of an imminent doom is obviously staring right into their faces.

He argues subsequently that if the corporation had not been risk-averse as such it could have avoided the downfall that came to it. He also cites various other instances to substantiate his points with actual case studies that he has undertaken on the subject himself.

The author goes on to say that risk may be appreciated in a particular context only as it is too complicated a term to be generalized across the industries. This makes a lot of sense since what can be termed as a risk for a particular industry can be an opportunity for another company in an adjacent industry. In that sense risk is subjective.

Risk aversion can also in a similar vein be subjective and vary from person to person from time to time. When a person is a risk-averse it may mean that he is genuinely scared that in a bid to earn a little more he may even lose out on what he is holding and therefore choose to be content with a bird in his hand rather than two in a bush and none in his hand at all.

The risk in an industry needs to be comprehensively studied and understood to be able to tackle it head on and also not led into the state that GM went into.

5 Things To Consider While Choosing A Forex Broker

The Forex market is challenging for sure and yet there are a number of ways in which you can earn enough money out here because of its 24-hour long run and the way your profits have a tendency to grow rapidly. Owing to this characteristic feature of the Forex market, the number of brokers joining this market is also growing at a rapid pace. However, choosing a Forex broker wisely is solely your own responsibility and here is a list of things that you might consider.

  1. Regulated or not

The first and the most significant characteristic feature of a Forex broker has to be whether he is regulated or not. This aspect can be checked by taking a look at the NFA membership status of a broker and also the NFA official website to see if any disciplinary action has ever been taken by them against him or not.

  1. Are the spreads competitive?

This is another significant question. A spread is a difference between the asking price and the bid price. You should ideally hire a broker whose spread does not exceed more than 5 pips for the significant currencies. These major currencies include EUR/USD, GBP/USD, AUD/USD, USD/JPY etc.

  1. Website

A broking firm will have a website if it is popular enough. If you want to make out whether the broking firm is the right choice for you or not then the only way out is to learn more about it from the website itself.

  1. Customer support system

A broker should be accessible round the clock, especially if he is a Forex broker. If his user testimonials do not indicate whether he responds immediately or not, avoid hiring such a person. In the Forex market, decisions need to be taken rapidly and if you wait for too long, you might end up making irrevocable losses. Before you hire a broker, do find out if the customer support system of the company is reliable or not.

  1. Stop-loss protection

This feature ensures that you have an amount of money set aside for losses and a target beyond which these losses must not go. While most broking firms have this feature enabled, some do not. This is also a very important step because it will ensure that you do not face losses that go beyond your recovery.

  1. Competitive

The trading platform of the broker must be competitive and yet be user-friendly at the same time.

Risk Assessment- For A Safe Work Environment

The risk is a part of life and we all know this fact. There is a risk in everything that we do and the human mind is wired to assess the pros and cons of every situation. In the corporate parlance, Risk assessment may be associated with all kinds of hazards that a company may face every moment, every day. It could be a part of the HSE, that is health, safety and other similar aspects related to the employees and work processes in the company or may involve other valuations, like that of financial side and may be dependent on the other characteristics of the company.

Why is it important?

Unless you do a thorough risk analysis and identify the possibilities that might impact your company, then you will not be prepared to face the challenges. The companies need to be ready with a financial plan all the time, irrespective of their size. Any company may face challenges and risks anytime and without warning. It is in their best interest, however, to be prepared for any eventuality, if they want to survive in the competitive business world.

A properly planned assessment will give a clear picture of the present situation and how the company can cope in the future in the event of any financial crisis. The point to understand here is that the risk assessment does not prevent any risk or crisis from happening. All it does is to equip the company to deal with it successfully. This planning will be possible only when the risk assessment machinery is in place.

How will it help?

A proper assessment helps the company to decide whether the risk is worth taking. Even for an individual or personal investment, we do a complete analysis as we do not want to take any unnecessary risk of loss, then you can appreciate the significance of this analysis in the corporate world as well. The companies, therefore, do these risk assessments periodically to understand the present challenges and that may impact them in the near future. Every investment, loan or asset has to be taken into account. These are calculated using specific methods and the risk profile of the company is created.

All the statistics and mathematical calculations help the company to understand what kind of investment would be better suited for their profile. It also gives them the comfort of using a scientific method for risk assessment and that allows them to face the challenges with confidence. Proper planning and correct analysis will lead to a better solution when the actual crisis happens.


Catching the Early Bird

Capital and finance is the lifeline of business which is generated through equity, borrowing or debt. The flip side of the same business where the investor comes into the picture is another big animal. As a Venture Capitalist (VC) securing the fund and investing it in an established business is one stream and catching an Early bird would be an adventures venture. As a Venture Capitalist, one would look for certain factors which would not only secure his money but multiply their investments too.

The promoter’s history and business historic graphs and futurist scopes are well analyzed. Honest and Reliable team with potential long-term relationship makes a venture work well and achieve desired goals. Qualified and proven knowledge should be a built-in quality of the promoter and its team and should have the ability to expand and take its level higher by building upon strong foundation grounds.

The idea for business has to be well structured and have an innovative aspect to it. VC pitches for a business with an extensively researched analysis. To get into an established business they venture in a particular sector which can be considered as specialty investment e.g.: Sun jewels are launching a particular sector for only precious gems and jewelry then that particular sector will need sources for finance, here VC investor plays an important role. After analyzing the products market survey and secondary survey, demand for the specific sector, products or services they take a decision to invest and make a stringent written agreement which covers all the clauses and future commitments by both.

Re-investment of profit money to make their capital size big and to gain multiple times from their investments is the main essence of VCs. Withdrawing the returns from investments at regular intervals like Dividend payouts which the investor receives a small portion of the annual profits VCs re-infuses the profits into the working capital make big numbers. They are the long-term players in the industry.

None of the business develops overnight; it will need its own teething time and go through every the process of establishment. Indeed the final outlook of VC would highly depend on the profitability of the business and financial upward statistic of the business. Rotation of money and putting more into the project which that derive maximum profit. Its unique strategy is to revive from a successful project and re-invest.








Importance of workplace risk assessment


Organizations of all sizes have risk management plans to assess and avert risks. One such plan that is required in every organization is the risk assessment conducted in the workplace. Unlike the popular belief, it is not just the factory scenarios and other laboratories that involve hazardous materials that require risk assessments. Any workplace might consist of hidden risks for employees and the other assets. Risks assessments in workplaces can help identify these threats before they can cause any harm.

The productivity is enhanced

Risks might also involve threats that can hamper the performance of the employees. Not identifying the risks early would result in unwanted delays caused by implementing countermeasures after the damage is done. So by tackling the problems before they even occur is a great way to improve the productivity. This would be complete with the implementation of measures that ensure employee safety.

Create a general awareness

Workplace risk assessment would help the organization understand the risks. And the data gathered can then be used not just to implement essential changes but also to educate the employees. Knowledge about the risks would help them figure out ways to prevent them and would also keep them prepared to react when an accident occurs. In the long run, this can also help reduce the number of unwanted accidents that occur in the workplace. Also, the organization would be able to cut down the costs as preventive measures are always less expensive than counteractive measures.

Employee satisfaction

An organization that pays great attention to the assessment of potential risks and takes steps to avoid them would also be in the good books of the employees. Employees would feel safer to work in such firms. With their stress going down, they would also be able to focus on their work better. This would make them love their work as well.

Create a better brand identity

The company culture depends on the way the organization treats its employees. When a company is long sighted, when it tries to proactively predict what could go wrong and take essential decisions it would always be prepared. A business that is ready at all times, one that is prepared for anything, is one that is easy to trust, both for the employees and for the customers. It creates a positive brand image. Workplace safety is a critical part of work culture and work culture is an important aspect that shapes a brand identity.